Articles by Jeff Yoncich

Jeff is a licensed real estate agent in California and he specializes in home buying, mortgages, and debt, among other money topics. His work has appeared in Business Insider and Trulia. Education: B.A in Business Administration from Fullerton College, University of Texas.

4 Alternatives to Using a Credit Card for Big Purchases Examples of millennials using a credit card in the wrong way: paying college tuition, paying income taxes, paying for a mortgage, and paying for a car. When to Close a Credit Card So You Don't Ruin Your Credit Photo of Jeff Yoncich Jeff Yoncich When to Close a Credit Card So You Don't Ruin Your Credit Are you considering closing out a credit card? Maybe the terms of the card --... Know These Store Credit Card Pros and Cons Before You Get to the Register Photo of Jeff Yoncich Jeff Yoncich Know These Store Credit Card Pros and Cons Before You Get to the Register Flickr |... How to Negotiate Credit Card Retention So You Can Dodge Your Annual Fee You may not know it, but you may be able to negotiate credit card retention bonuses and skip that annual fee. Here's how to do it. Brighten the Holidays With Credit Card Benefits for Shopping Your credit card offers more perks than you realize. Now’s the time to make sure you’ll get the best credit card benefits for shopping this holiday season.